Here is what I think is the fundamental basics
- Save at least 10% of your income (before paying any bills)
- Live on less than you earn
- Invest in secure assets that grow over time
- Reinvest the returns
Over time this method virtually guarantees results because to do this you will become disciplined saver, live within your means, and have assets that independent of you appreciate in value.
There are 2 other parts that I'll write about later, Financial Education and Leverage these are the keys to unlocking future wealth. But without the basics everything else becomes meaningless. You must build a secure foundation before building wealth.